OP-EDS AND MEDIA COMMENTARY

DATE	TITLE	PUBLICATION
2012
	Why the Equity Bias (Australian Financial Review op-ed (retitled "Tax system drives us to equities") 7 Feb 2012) Higher Bank Capital: What's Wrong with That? (Australian Financial Review op-ed (retitled "Social Dimension to Bank Capital Ratios"), 30 Jan 2012) Finance Sector Employment on a Slippery Slope (Australian Financial Review op-ed 18 Jan 2012)
2011
	Should Banks Be Compelled to Pass on Interest Rate Cuts? (The Conversation, 6 Dec, 2011) The contagion effect: how much will Australian banks be buffeted by Europe? (The Conversation, 24 November 2011) Living Wills (The Conversation, 7 October 2011) also on Business Spectator Different Times - Less Fuss on Deposit guarantee (AFR 14 Sept 2011) The role of credit ratings agencies (The Conversation, 2 August 2011) Million Dollar cap doesn't fit (AFR 8 June 2011) Self Managed is the Key (op-ed, AFR 16 April 2011) Buybacks - what is happening? (op-ed, AFR 9 March 2011) Mortgage fees must be transparent (op-ed)	Australian Financial Review
2010
4/12/10 18/11/10 9/11/10 5/11/10 12/10/10 26/9/2010 29/4/2010 17/3/2010 15/3/2010 1/3/2010 3/2/2010	"Are Tax Incentives needed for a Fifth Pillar?" "Taking off the bank fee blindfold" "Mortgages: Time to Redesign" "Muzzling the interest rate hounds" "So manyways to sell a corporate bond" "The urgent task of recapitalizing banks: doing it gradually" "Derivative ethics" "Adding up numbers the creative way" "Bank Funding and Liquidity" "Foreign Language School failures: Redesiging the ESOS Assurance Fund" "Banks have to find common ground"	Australian Financial Review Business Spectator Australian Financial Review Business Spectator Australian Financial Review Australian Financial Review Australian Financial Review Melbourne APEC Finance Quarterly, Issue 8, April 2010 Australian Financial Review Australian Financial Review
2009
22/12/2009	"Arguments against APRA Proposals are straw dogs"	Australian Financial Review
9/12/2009	"RMBS feel the squeeze"	Australian Financial Review
25/11/2009	"What Ripoll Didn't Recommend"	Australian Financial Review
2/11/2009	"RBA's third law of finance"	Australian Financial Review
17/08/2009	"What Now for Housing Debt"	Australian Financial Review
29/11/2008	"After the Storm"	Business Spectator
15/11/2008	"Flight to quality risks helping banks grow too big"	Australian Financial Review
7/11/2008	"Covered Bonds should be on the Government's financial reform agenda"	The Age
27/10/2008	"Distortion is preferable to destruction"	Australian Financial Review
27/10/2008	"The haircut solution"	Business Spectator
14/10/2008	"Beware of Unintended Consequences"	Australian Financial Review
13/10/2008	"The guarantee needs fine-tuning"	Business Spectator
29/09/2008	"No need for a market when a simple tax will do"	Australian Financial Review
17/09/2008	"Finance system in search of a solution"	Australian Financial Review
4/06/2008	"Clayton's Deposit Insurance"	Australian Financial Review
12/04/2008	"Regulation by reaction is usually wrong"	Australian Financial Review
23/03/2008	(with Christine Brown) "Mapping our sub-prime epidemic"	Business Spectator
13/03/2008	"Bank capital's at a premium"	Australian Financial Review
19/02/2008	"Home loans a far from simple affair"	The Age
8/02/2008	"Basel II too fragile to cope with modern pressures"	Australian Financial Review
21/06/2006	"A question of shareholder equity"	Australian Financial Review
29/08/2006	"Protection won't break the bank"	Australian Financial Review
23/02/2003	"Not a free source of capital"	Australian Financial Review
11/07/1996	"Bigger is not better: you can bank on it"	Australian Financial Review
19/08/1991	"CBA Float Under Scrutiny" (Letter to the Editor)	Australian Financial Review

Should Banks Be Compelled to Pass on Interest Rate Cuts? (The Conversation, 6 Dec, 2011)

The contagion effect: how much will Australian banks be buffeted by Europe? (The Conversation, 24 November 2011)